Understanding German Health Insurance for Newcomers: Public vs. Private in 2025

Relocating to Germany in 2025? Not sure which city fits your budget, lifestyle, or job goals? Here are the top 10 German cities for expats, ranked across affordability, job opportunities, and quality of life.

1. Berlin

Best for: Tech jobs, startups, diversity

• High job demand in IT and creative industries
• Cost of living rising but still below London or Paris
• International community and English-speaking jobs are common

2. Munich

Best for: Engineering, finance, security

• Highest salaries in Germany
• Expensive housing
• Top-tier infrastructure and safety

3. Leipzig

Best for: Artists, remote workers, low cost of living

• Booming cultural scene
• Much less expensive rent than big cities
• Fewer English-speaking jobs

4. Hamburg

Best for: Logistics, media, maritime industries

• Strong job market
• Moderate cost of living
• Rainy but beautiful

5. Frankfurt

Best for: Banking, finance, international schools

• Home of the ECB and big banks
• Expensive but well-connected

6. Stuttgart

Best for: Automotive engineers, R&D

• HQ for Mercedes-Benz and Porsche
• High salaries, conservative culture

7. Düsseldorf

Best for: Japanese expats, marketing professionals

• Large Japanese community
• Stylish and business-oriented

8. Cologne

Best for: Media, LGBT+ community, culture lovers

• Friendly, progressive, affordable
• Job opportunities in TV, design, and retail

9. Nuremberg

Best for: Families, healthcare professionals

• Safe, calm, good international schools
• Growing demand for skilled healthcare staff

10. Bremen

Best for: Students, logistics, quieter lifestyle